Money Management Starts With Knowing Where It Goes
Most people have no clue where their money disappears each month. You're not alone if checking your bank balance brings more confusion than clarity. Our autumn 2025 program teaches practical expense tracking that actually works for real life.
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The Problem Most People Face
You earn decent money but somehow there's never enough at month's end. Sound familiar?
Mystery Spending
Small purchases add up faster than you think. That morning coffee, quick lunch, online subscription you forgot about – they create a spending pattern you can't see without proper tracking.
Budget Confusion
Generic budgeting advice doesn't account for your actual life. London rent differs from Manchester. Family of four needs different planning than single professionals. Cookie-cutter approaches fail.
No Clear System
You've tried apps that demand too much data entry. Spreadsheets that became overwhelming. Methods that work for finance experts but not regular people with busy schedules and other priorities.
What We Actually Teach
Forget complicated financial jargon. Our approach focuses on building habits that stick because they're simple enough to maintain long-term.
We start with your current spending patterns – messy receipts, forgotten transactions, everything. Then build a personalized tracking system that takes maybe ten minutes per week once you're up to speed.
- Identify spending patterns you didn't know existed
- Create categories that match how you actually live
- Build realistic budgets based on your income and obligations
- Develop early warning systems before money trouble hits
How The Programme Works
Foundation Month
We begin with observation, not restriction. Track everything for four weeks without changing behavior. Most people discover spending they completely forgot about during this phase.
Pattern Analysis
Learn to spot your personal financial patterns. Some overspend on convenience. Others leak money through subscriptions. We help identify your specific challenges without judgment.
System Building
Create your custom tracking method using tools you'll actually use. Paper notebook, simple spreadsheet, or minimal app – whatever fits your life rather than forcing you into someone else's system.
Real World Testing
Put your new system through actual life challenges. Holiday shopping, unexpected car repairs, social events. Learn to adjust without abandoning the entire approach when reality gets messy.
What You'll Learn To Handle
Ready To See Where Your Money Actually Goes?
Our next intake begins September 2025 with limited spaces for students who want practical financial skills rather than theoretical economics lectures. Classes run evenings and weekends to fit around work schedules.